It’s a good idea to obtain insurance on the date of contract to protect you from a legal point of view from the start. The law states that from the date of the contract you are legally responsible for any damage of the seller, so you should be sure to cover yourself in case of any issues that may arise.

Protecting your fixtures and fittings from the date of contract is a must and you should ensure that you have a certificate of insurance to cover the property before any finance is released to you. If you have any questions about insurance for your property it’s best to speak with your insurance provider to ensure you are adequately covered.